DISCLOSURE

The principles and owners of accruWealth are duly licensed and registered in the State of Washington and are members of the Better Business Bureau. We are headquartered in Mukilteo, Washington (a suburb of Seattle) and operate in several states from coast to coast.

We are not investors or money managers and do not give advice on how or where to invest. We do not attempt to practice law or give tax advice and nothing we say or write should be construed as such. Rather, we urge our clients to have a strong team of professionals including attorneys, estate planners and certified public accountants.

While we have the ability to implement some portions of a financial plan, we embrace an educational model versus a sales model. Instead of convincing you to buy a particular financial product, we want to educate you on various options and give you the information necessary for you to make an informed decision. If you decide to buy a product that fits your profile and needs, and if we deem it is a suitable product bearing in mind your financial picture, we have the credentials and licenses necessary to handle appropriate transactions.

Ideally, we would like to meet your team of advisors before recommending any augmentation to your plan. That will enable us to help you integrate your legal and financial documents, while avoiding redundancy or vulnerability. When we invite a client to shore up a particular part of their estate and they decline the suggestion, we ask the client to sign a statement freeing us of future liability.

Finally, we are not fee-based and our consultation is free. We are paid on commission if and only if we implement a strategy that makes financial sense to the client.